Can You Buy a Car with Poor Credit?
When you take a look at all the adventures waiting out there for you, it’s easy to get excited. Since there’s plenty to do in and around Fenton and Lansing, MI, you’ll want to have an excellent car to take you there, day in and day out. If you’re looking for your next ride, our team is here to help.
However, what if you’re asking yourself, “Can you buy a car with poor credit?” When you know what to do to prepare ahead of your visit to a dealer, you will find a surprising number of options waiting for you. The financing experts at LaFontaine Family Deal are ready to help you secure your next great ride!
Used Car Shopping: The First Option
If you have less-than-perfect credit, a used car is a great option when you need a set of wheels for your day-to-day needs. Used rides are more affordable than most other cars, making them a go-to choice with drivers in need of quality rides that still fit their lifestyles. You’ll have an easier time finding a ride that you can enjoy with peace of mind when you shop for a used model.
There is a second advantage that comes with used car shopping—there’s a wider variety of vehicles to choose from. That means you’ll have more possibilities to choose from when looking for your car. This, in turn, means you’ll find even more used car options that can fit your needs and lifestyle.
Paying the loan for a used car is also a great way to build up good credit, which takes us into your second potential move.
Building Good Credit: The Second Option
If you have less than optimal credit, there are a variety of ways you can rebuild it to establish yourself. Building up your credit score will pave the way for future automotive excellence. Our team of financing experts are here to help you navigate that process.
Building your credit score can be accomplished in a number of ways. One of those, as we just learned, is by paying off a used car loan. Paying off debt is one of the main ways you can raise your credit score. This includes credit cards, loans, and any other outstanding balances.
Second, be sure to pay bills on time, including monthly payments for loans. Timely payments let lenders know that you’re a responsible borrower. At the same time, refrain from opening new accounts. When you get a handle on your current debts, you will raise your credit score. Similarly, keep your current accounts open, even if they aren’t being used.
Our Financing Experts
When you visit our finance center, you’ll meet with one of our seasoned professionals. They know what it takes to get drivers behind the wheel, and they’ll put in the work for you as well. They’ll talk to lenders on your behalf to find a deal you can be confident in. Our team will answer your questions and have you ready to hit the road in a great ride.
Find Your Next Car Today
No matter what your credit may be, there’s a path to a great car waiting for you. Enjoy your next drive through the areas of Fenton and Lansing, Michigan, with a test drive at LaFontaine Family Deal today!
